Three criteria, one verdict
Shariah compliance screening isn't one test - it's several independent financial ratios (debt levels, interest-bearing income, business activity) that each have to pass before a stock or coin can be called halal. Investors were manually cross-checking multiple apps to get a single answer. The core product decision was to own that aggregation entirely, so the platform outputs one clear, defensible verdict instead of three conflicting ones.
Built for four markets and a moving target
Screening a stock listed in Mumbai, New York, Riyadh, or Dubai means four different disclosure formats, four reporting calendars, and currencies and time zones that never line up naturally. Financials get updated on their own schedule too - a compliance verdict computed last quarter can go stale the moment a company's balance sheet changes, so the pipeline recalculates on a schedule rather than treating any verdict as permanent.
Tiered subscriptions without infrastructure sprawl
Free, watchlist-only access sits alongside paid tiers unlocking portfolios, alerts, and the zakaat and purification calculators - all served from one shared backend rather than separate deployments per tier. Feature access is a permission check against the user's subscription record, not a different codebase to maintain.
The tools investors actually open daily
- Watchlists that persist a screening verdict alongside the ticker, not just the price.
- Portfolio tracking that flags a holding the moment it screens as non-compliant.
- Zakaat and purification calculators tied directly to each holding's own numbers.
- An education blog answering the compliance questions that come up before someone subscribes.
A verdict investors can act on has to be current, not just correct. The recalculation schedule is as much a product feature as the screening logic itself.
The platform now serves a large community checking real holdings against a standard they can trust, across four markets and crypto, without re-deriving the verdict themselves.